Fast, Asset-Based Funding for Real Estate Investors.
MCRE provides hard money and asset-based lending solutions for investors pursuing acquisitions, fix-and-flip projects, rental property opportunities, and new construction. Built for speed, flexibility, and execution — our lending approach is designed to help qualified borrowers move when the right deal is on the table.
Capital Structured Around the Opportunity.
Traditional banks move slowly, require extensive documentation, and often underwrite borrowers more rigidly than the deal itself. MCRE's hard money and private real estate lending approach is different.
We evaluate the asset, the numbers, the exit, and the operator. When the opportunity makes sense, we move.
Lending is one of four integrated services within the MCRE platform — coordinated alongside brokerage, attorney-led closings, and title insurance.
Capital for Every Stage of the Deal.
Each program is structured around a specific investment strategy. Terms vary by deal — all figures below reflect typical ranges on qualifying opportunities.
Move Fast. Execute Clean.
Short-term capital for investors acquiring and renovating distressed or undervalued properties. We underwrite the opportunity with speed and practical deal logic so qualified operators can move when the right asset surfaces.
- Terms typically ranging from 6 to 18 months
- Up to 90% of purchase price on qualifying deals
- Renovation draws available where applicable
- Fast closings, often within 7 to 14 days
Acquire. Stabilize. Hold.
Asset-based capital for investors building or expanding a rental portfolio. Whether the deal is single-family or small multifamily, we structure around the opportunity and the exit strategy.
- DSCR-friendly structures where applicable
- Single-family and small multifamily focus
- Bridge-to-permanent strategies available
- Investor-minded underwriting
Ground-Up. Built Right.
Project-based capital for experienced builders and developers pursuing ground-up construction or major repositioning. We work with operators who have a clear plan and a track record — and we fund accordingly.
- Draw-based construction funding
- Experienced builder and operator focus
- Lot acquisition may be included on qualifying projects
- Flexible exit structures
Gap Capital. Strategic Speed.
Short-term bridge lending for investors who need to close quickly before permanent financing is in place. Ideal for time-sensitive acquisitions, estate-related opportunities, and competitive off-market deals.
- Close in days, not weeks, on qualifying files
- Reduced documentation compared to traditional lending
- Asset-based approval process
- Refinance or sale exit paths
From Inquiry to Funded.
Submit Your Deal
Share the core details of the opportunity — property type, purchase price, capital needed, timeline, and your experience level.
Deal Review
We review the asset, the numbers, the strategy, and the viability of the exit. Our underwriting is practical, investor-minded, and focused on the deal.
Term Sheet Issued
If the deal qualifies, we move quickly to outline terms. No unnecessary delays and no long wait to understand where you stand.
Close & Fund
Once terms are accepted and due diligence is complete, we move toward closing and funding. Many qualifying deals close within 7 to 14 days from initial inquiry.
Lending at a Glance
Lending FAQ
Need to Know If a Deal Fits?
Send us the basics and we'll let you know quickly whether the opportunity aligns with our lending criteria. No generic responses — a real conversation about your specific situation.
Deal-first review — we evaluate the asset and the numbers
Response within 24–48 hours on complete inquiries
No pressure — a focused conversation built around your deal
How Hard Money Lending Works for Real Estate Investors
Asset-based lending gives investors the speed and flexibility that traditional banks can't match. Here's how hard money lending works, when to use it, and what to look for in a private lending partner.
Read the ArticleHard Money Lending Is One of Four Integrated Services.
Lending sits alongside brokerage, attorney-led closings, and title insurance within the MCRE connected platform — so your transaction has the right support at every stage, not just the funding stage.